L0524040673[exp0526][All States][DC,GU,MP,PR,VI]

L0225046285[exp0226][xGU,MP,PR,VI]

1 Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

2 When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.

3 The Affinity Group Discount is not available on policies issued to residents of MN or TN. The Employer Group Discount is not available on policies issued to residents of TN.

4 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies. Pet age restrictions may apply.

5 We do not cover all pre-existing conditions; just those covered by the previous provider where there’s no gap in coverage from your prior plan and your MetLife Pet Insurance plan. Pre-existing coverage only available to individuals who obtain coverage as an employer group benefit. 

All third party trademarks and/or service marks (including logos and icons) referenced by MetLife remain the property of their respective owners. Unless specifically identified as such, MetLife’s use of third party trademarks does not indicate any relationship, sponsorship or endorsement between MetLife and the owners of these marks. All references by MetLife to third party marks are to identify the corresponding third party goods and/or services and intended to constitute nominative fair use under applicable trademark laws.

Winner of the 2022, 2023, 2024 Pet Insurance of the Year Award in the Pet Independent Innovation Awards Program.

Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans.

All claims paid amounts are based on MetLife Pet internal claims data from October 2022. Story altered for illustrative purposes.

“Pet Industry Market Size, Trends & Ownership Statistics,” American Pet Products Association.

Discount may not be available in all states. When coverage is purchased on-line, a premium discount will apply during the first year of the policy.

All claims paid amounts are based on MetLife Pet internal claims data from July 2023. This example is for illustrative purposes only. This is based on a policy with a $250 deductible and 80% reimbursement. The pet policy issued by Metropolitan General Insurance Company is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policy to determine coverage in each individual case.

Testimonials are applicable to the individuals quoted. Your actual experience and results may differ. No one has been compensated for any testimonials.

“Average Cost Of Emergency Vet Visits,” Emergency Vets USA. https://emergencyvetsusa.com/average-cost-of-emergency-vet-visits/

This example is for illustrative purposes only. This is based on a policy with a $100 deductible and 90% reimbursement. The pet policy issued by Metropolitan General Insurance Company is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policy to determine coverage in each individual case.

Approximately 80% of claims are processed within 5 days or less. 

Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy is compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a January 2024 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor’s policy or coverage, please contact them or their representative directly.

Calculation based upon select plans and coverages. Actual rates may vary based on pet age breed, location, deductible, reimbursement rate, and annual limits you choose.

Lisa is a paid actor. The video does not represent actual MetLife Pet customers or their views. Your actual experience may differ.

Coverage options may be limited for certain ages.

Virtual veterinary services are available through the MetLife Pet app and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

Calculation based upon select plans and coverages. Actual rates may vary based on pet age breed, location, deductible, reimbursement rate, and annual limits you choose.