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Insurance minimums may increase for Arizona drivers

The change from a new president and new elected officials can definitely be chaotic. Many things can change very quickly and it’s hard to keep track of it all. In the midst of many major changes coming from the White House, we also see change on the state level.

In a very recent proposed change, Arizona drivers could be seeing major increases in minimums for coverage per accident coverage and personal injury liability.

The proposed law is called SB-1111 according to tucson.com. It has been introduced by Kate Brophy-Mcgee, a Republican State Senator.


These proposed increases are $10,000 for personal liability and $20,000 for per accident coverage.

While increased costs aren’t anyone’s favorite thing, this change would bring Arizona’s rate of increase up to speed with over half of the United States. Arizona’s current minimums are from all the way back in 1972. That’s a long time of difference when it comes to the US dollar.

According to inflationdata.com, the $10,000 of difference for personal liability would translate to more than $61,000 in buying power today, and the $20,000 of difference for accident coverage would translate to more than $123,000.

While in this way the change could be seen as Arizona catching up, it’s hard to stomach increased premium costs that could total as much $80 a year.

And at the same time, the increased cost of insurance could in fact raise the rate of uninsured drivers on Arizona streets, an already dangerous estimated number of 10.6%.

These are the conversations lawmakers have had and will continue to have in terms of the viability of SB-1111.

The change could bring a new level of safety to Arizona driving by covering more in case of disaster while potentially turning away drivers who would normally have insurance from continuing and paying the extra costs.

Would you pay nearly $100 more a year in premiums for this change?